Our recent interaction with PNB Housing Finance Limited in connection to home loans has been enlightening. A common query that we are getting is what are the charges involved when you apply for a home loan.
From our experience, this is what we understand regarding fees that may be levied at the point of applying for home loan.
PNB Housing Finance Limited is a housing finance company that has created an incredible assets portfolio or INR 73,482 crores with Gross NPAs of just 0.44%. With merely 96 branches across the country, albeit located strategically, they have accomplished this feat. We try to decode how did they reach such strength with minimal infrastructure?
One of us longed for an ownership pad in Delhi NCR that he could call his own. But it is no secret that immovable property prices in the National Capital Region have sky rocketed since ages and it is nigh impossible to buy a house without institutional financial support. To this end, he had some enlightening experience with PNB Housing Finance. This is that story.
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