PNB Housing loan portfolio at INR 73,482 crores with just 96 branches. Can it be true?

Dec 20, 2018 | Real Estate, Sponsored

Almost everybody wants a place under the sun. A place they can weave their dreams and call their own. The most common impediment to realizing this dream is funds. PNB Housing Finance Limited (PNB Housing) recently helped us with that on a house-buying mission. And it was a learning experience as they say.

PNB Housing is a housing finance company registered with National Housing Bank. It was incorporated under the Companies Act, 1956 and started business since the month of November, 1988. With more than 30 years of focused skill in the area of housing finance and a rigorous transformation exercise initiated in 2010, it has created an incredible portfolio with just 96 branches across the length and breadth of the country. We wonder how it managed to create such an impressive platform for itself with such spartan infrastructure.

What we gather is PNB Housing stands out in providing an inclusive bouquet of services to customers to meet their Home Loan needs.Through its robust network, it helps the customers avail bespoke financial services (loans and deposits) seamlessly. Its brick and mortar infrastructure coupled with host of digital services and 24X7 availability of customer service makes the customers feel at home. Whatever you need, you get at a click, that is what the home loan provider takes pride in.

A special focus and tailored solutions for not only salaried customers but also self employed sets it apart. The ease of applying for home loan at PNB Housing with branches conveniently located at strategic places across India, a robust service delivery model and mark to market credit and financial policies have helped this institution in strengthening its portfolio. They hand hold their customers over the entire financial process. Consequently, customers build long term relationships of a lot of comfort, trust and commitment with PNB Housing and keep returning whenever needed.
Even in a turbulent financial environment, PNB Housing is anchored by a solid foundation which has yielded results on such rough waters.

No wonder, in this housing finance market for a host of financial institutions fighting to get a piece of the finance pie, PNB Housing is identified with attributes such as trust, credibility, transparency in operations and ease of business. And all that has led to them from going strength to strength over the years.

The millennials are a proud lot these days. Rather than turning to their parents / families for help, they prefer charting their own roads. PNB Housing has gone a long way in being their companion in their process of owning a home. We salute the success of PNB Housing Finance Limited and wish them strength to strength.

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10 Comments

  1. Katie Beck

    Buying a home, especially they first time, can be totally stressful. Having a lender that you can trust and simplifies things can make a huge difference.

    Reply
  2. Tara Pittman

    My daughter will be buying a house soon. This is important information for her to know.

    Reply
  3. Chad

    This is amazing! I am in the market for a mortgage now, this seems to be a very good option. Thanks a lot for the recos.

    Chad

    Reply
  4. Samantha

    Buying a home is scary, and these times are even scarier. I’ll soon be moving and honestly, it’s terrifying.

    Reply
  5. Keshia Richmond

    PNB Housing is a great resource for potential homeowners and as the author note, it stands out in providing an inclusive bouquet of services to customers to meet their Home Loan needs.

    Reply
  6. Brittany Vantrease

    I’m going to be honest, there was a lot of information here so I’m glad that my husband handled most of our financials when it came to us purchasing our first home.

    Reply
  7. Candace

    Buying a house can definitely be stressful and scary. I haven’t gotten to that part of my life yet, but I believe that the best thing to do is to get informed about the process and have someone to assist you step by step. I couldn’t go through all of that alone for sure. This is good info! Thank you for sharing.

    XO
    Candace

    Reply
  8. Terri Beavers

    I wish I had known about them when I bought my first home. I’m sure they are helping many people breeze through the house buying process.

    Reply
  9. Bee - Bites 'N Pieces

    This is great information to know. Buying a home is a big deal, so the more info people have, the better!

    Reply
  10. Heather

    This is packed full of information! Navigating all the fine lines of home ownership is tough as first time buyers. We are currently in our fourth home together and the process always feels so complicated.

    Reply

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